Important Cheque Fields
- Payee name
- Amount in words and figures
- Date
- Signature
- MICR line (bottom strip)
- Bank/branch identifiers printed by bank
Safety Checklist Before Issuing
- Do not leave blank spaces in payee or amount area.
- Strike out unused bearer/open spaces as per bank norms.
- Use same signature style registered with bank.
- Avoid post-dated errors and over-writing.
When IFSC and MICR Matter
IFSC is mostly for electronic transfers, while MICR is used in cheque-processing contexts. For digital transfers, always rely on validated IFSC data from official channels.