Guide Article

Bank Holidays Guide

Holiday-aware planning notes for branch operations, settlement timing, and urgent transfer decisions.

Transfer planningHoliday typesLast reviewed 2026-03-05

Common Holiday Types

  • Republic Day (January) - Observed nationwide on 26 January.
  • Independence Day (August) - Observed nationwide on 15 August.
  • Gandhi Jayanti (October) - Observed nationwide on 2 October.
  • Diwali / Deepavali (October-November) - Observed in many states with date variation by calendar.
  • Holi (March) - Observed in many states; timing varies by lunar calendar.

Transfer Planning Tips

  • Schedule high-value transfers ahead of known holiday windows.
  • Keep beneficiary details verified before non-working days.
  • Track UTR/reference number for delayed settlement follow-up.
  • For urgent needs, check channel-specific support availability.

Also see bank-wise transfer timing guides.